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Why do certain kinds of roof not last as long here in Chandler AZ?In this part of Arizona, roofing materials can deteriorate quickly because of the intense heat of summers in Chandler plus the annual monsoon storms (with damage from hail and gusting winds in dust storms). The extra stress to the exterior roofing surfaces will usually result in the need to replace or repair your roof much more often in this part of Arizona than if that same roof was in another state. With the image below (from an article by the
National Association of Certified Home Inspectors), note the bottom of the three sections. When the roofing material is already deteriorated (like by a decade of Chandler summers with heat far over 100 degrees), then a single
hail stone can cause significant damage leading to the potential for a leak (and massive insurance claims for
water damage).
In some cases, there is
roof damage in so many places that our roof inspection specialists in Chandler can take photos and make measurements that get the attention of the warranty provider or insurance company. Insurance companies in particular do not want a slowly leaking roof to lead to much more extensive water damage or mold. This is especially true of asphalt shingle roofing in Chandler, which can fracture (crack open) when damaged by a hail storm.
image source: https://www.nachi.org/hail-damage-part5-32.htm
So, when the effectiveness of the roofing has been sufficiently compromised (what the insurance companies call “disturbed” roofing), then they will often approve paying for a full roof replacement. They know that the cost of all of the individual repairs can actually be larger than replacing the roof. It's like when your car insurance company offers to buy your car from you because it has 200 dents from hail stones... even though the car works perfectly fine. If the total cost of the hail damage repair is higher than the total value, then the insurance company actually saves money by giving you a "total replacement." Further, the insurance companies know that roof warranties in Chandler, Arizona are often “generous.” That means that if your roof warranty is near expiration, your insurance company may favor paying for a new roof (which starts over a new period of warranty coverage). The insurance company favors triggering a new full period of warranty coverage because that new warranty reduces the future financial risks of the insurance company. |
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